81% of heirs change advisers within two years. Vault prepares the family office before that moment arrives.
Every family office is heading into the same moment at the same time.
Sources · Knight Frank 2026 · Capgemini 2025 · Monetary Authority of Singapore
Six leaks we find again and again — most trace back to a set-up built around the founder.
Everything was built around the founder. The heir is a different person — and without a rehearsed handover, most heirs leave.
Structural · Fix before the handoverAdvisers matched to the founder rarely fit the heir. Re-read the pairings with the WHALE Code™ before the handover — not after.
Behavioural × StructuralThe bench was chosen on personal trust. When the founder steps back, it collapses — because trust does not inherit.
Strategic · 12–24mo restructureSpouse, eldest child, lawyer, executor — the people around the heir change. An old map courts the wrong ones.
Operational · 60–120d to refreshThe heir wants to run things differently. The bench hears “doesn’t understand the business”. The bench is wrong — and the relationship erodes.
Cultural · 12–36moEvery adviser claims closeness. What actually holds the heir is matching what they want: recognition (Status), discretion (Private), or continuity (Legacy).
StrategicEvery engagement begins with the Audit. Fees are fixed, and shared in the first conversation.
A full check of the relationships that hold the family’s wealth — profiles, mismatches, handover readiness. In strict confidence.
Led personally by Marcus. For families heading into a handover who need the full case for changing the adviser line-up.
One named client — identified, profiled, personally introduced, Marcus throughout. For the relationship that compounds across a decade.
A thirty-minute confidential call. Marcus listens, then tells you honestly whether a paid audit is worth it.
Talk to Vault